Collateral recovery is fastest when you never lost sight of the car. PayToStart keeps every financed vehicle on a live map, so repossession turns from a weeks-long hunt into a same-afternoon pickup.
Recovery starts before the default
The dealers who recover fastest are the ones who were already watching. Because every car is on the map from the day of the sale, a bad note does not start a search — the vehicle is already pinned, with its recent movement and parking patterns on record.
The recovery workflow
- A note goes bad → the car is already on your map
- Send your repo agent a live pin that expires when the car is back
- Geofence alerts flag state-line, impound-lot and port moves
- Tamper alerts and a 72-hour battery keep reporting if wires are cut
Anti-tamper: it keeps reporting
A borrower who suspects a device often goes for the wiring. PayToStart is hidden and hardwired, and cutting it triggers an instant alert while the internal 72-hour battery keeps sending location — so tampering makes the car easier to find, not harder.
Recover within the rules
Recovery, GPS and starter interrupt are regulated state by state. PayToStart keeps a full, exportable audit trail of every command, and you should review the state compliance guide before acting.
Pairs with the starter interrupt
A starter interrupt often brings the buyer to the phone before recovery is needed — and if it is needed, the disabled car is still live on the map. See pricing.
Frequently asked questions
How fast can I recover a vehicle?
Because the car is already on the map, many dealers hand a repo agent a live pin and recover the same afternoon rather than after weeks of searching.
Can I share location with my repo agent?
Yes — send a live recovery link that shows the current pin and expires automatically once the vehicle is back on the lot.
What if the borrower cuts the wiring?
You get an instant tamper alert and the internal battery keeps reporting location for up to 72 hours.
Is GPS repossession legal?
Rules vary by state and depend on proper disclosure. Review the state compliance guide and confirm with counsel.